dc.contributor.author |
Vaithianathan, Rhema |
en |
dc.date.accessioned |
2006-11-30T20:53:37Z |
en |
dc.date.available |
2006-11-30T20:53:37Z |
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dc.date.issued |
1998 |
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dc.identifier.citation |
Department of Economics Working Paper Series 182 |
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dc.identifier.uri |
http://hdl.handle.net/2292/188 |
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dc.description.abstract |
We model equilibrium in the health insurance market, when a monopolistic physician price discriminates on the basis of coinsurance rates. The physician extracts surplus created in the insurance market, leading to some consumers remaining uninsured. This 'hold-up' problem is solved if the physician and insurer integrate or enter a price agreement prior to writing the insurance contract. Both approaches improve insurer and physician profitability, and restore complete insurance market coverage. This paper therefore explains both partial insurance market coverage and the emergence of various contractual and ownership arrangements in the health insurance industry. |
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dc.format.extent |
application/pdf |
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dc.format.mimetype |
text |
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dc.language.iso |
en |
en |
dc.publisher |
ResearchSpace@Auckland |
en |
dc.relation.ispartofseries |
Department of Economics Working Paper Series (1997-2006) |
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dc.rights |
Items in ResearchSpace are protected by copyright, with all rights reserved, unless otherwise indicated. Previously published items are made available in accordance with the copyright policy of the publisher. |
en |
dc.rights.uri |
https://researchspace.auckland.ac.nz/docs/uoa-docs/rights.htm |
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dc.subject.other |
Economics |
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dc.title |
Health Insurance in the Presence of Physician Price Discrimination |
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dc.type |
Working Paper |
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dc.rights.holder |
Copyright: the author |
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dc.rights.accessrights |
http://purl.org/eprint/accessRights/OpenAccess |
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pubs.org-id |
Economics |
en |